Consumer Reports: Should you buy travel insurance?

It’s really important that consumers read the policy carefully so they understand exactly what is and isn’t covered.

Posted: Mar 7, 2018 4:07 AM
Updated: Mar 7, 2018 12:13 PM

TO BUY OR NOT TO BUY TRIP INSURANCE


If you’re planning a holiday get-away you might want to consider travel insurance. In an uncertain world - with natural disasters, terrorist attacks or even personal injuries - cancelling a trip at the last minute could mean money out the window. Consumer Reports explains why it may make sense to take out insurance. Premium travel insurance policies are more expensive but allowed you to cancel for any reason and give the most flexibility.  


It’s really important that consumers read the policy carefully so they understand exactly what is and isn’t covered. Like when the policy offers a waiver for pre-existing medical conditions, provides healthcare coverage, or covers medical evacuations for more adventurous trips.


Do your research. Travel agents may have preferred relationships with only a couple of insurance providers.  Instead use comparison websites - like InsureMyTrip.com and SquareMouth.com - Each sells more than a hundred policies from a variety of companies. And stick to insurance that will cover potentially bigger losses.


You can also call the comparison websites like Squaremouth.com who can clearly explain coverage and determine exactly what you need. And don’t forget - many credit card companies also offer travel insurance, so it’s good to check with them, too.

Oregon Coronavirus Cases

Data is updated nightly.

Cases: 72506

Reported Deaths: 896
CountyCasesDeaths
Multnomah16587234
Washington1013599
Marion9082139
Clackamas602377
Umatilla432549
Lane425042
Jackson376830
Malheur238742
Deschutes229115
Yamhill169616
Linn139222
Polk121416
Douglas92118
Klamath8444
Jefferson81411
Benton7847
Union7796
Morrow6547
Lincoln61615
Wasco52419
Josephine5234
Columbia4883
Coos4213
Hood River3961
Clatsop3590
Baker2783
Crook2196
Grant1341
Curry1332
Tillamook1260
Lake1241
Harney991
Wallowa713
Gilliam230
Sherman230
Wheeler30
Unassigned00
Eugene
Overcast
40° wxIcon
Hi: 50° Lo: 31°
Feels Like: 40°
Corvallis
Overcast
40° wxIcon
Hi: 46° Lo: 34°
Feels Like: 40°
Roseburg
Overcast
35° wxIcon
Hi: 50° Lo: 31°
Feels Like: 35°
North Bend
Clear
38° wxIcon
Hi: 54° Lo: 37°
Feels Like: 34°
KEZI Radar
KEZI Temperatures
KEZI Planner

LATEST FORECAST

Community Events