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Ask The Banker: Mobile deposit a safe way to put money in the bank

In today’s environment, mobile deposit is a great service that every bank offers to its clients, Oregon Pacific Bank President and CEO Ron Green said.

Posted: Mar 11, 2019 6:44 PM

EUGENE, Ore. -- Mobile deposits are a safe way to put money in your account, but you still want to keep an eye on your balance, Oregon Pacific Bank President and CEO Ron Green said.

Is it safe to deposit my check with a smartphone?

In today’s environment, mobile deposit is a great service that every bank offers to its clients. It’s a very secure way to deposit your money, but Green said you want to make sure you’re getting the credit that you think you are.

So you can take your phone and scan the check you want to deposit, and you’re instantly going to get an email or notification from your bank saying they received your deposit and will let you know when it’s credited. Typically, it takes about 24 hours for a deposit to be credited, the same as walking into a bank to make a deposit.

Today’s systems are very secure – everything’s encrypted, and you’ll definitely know when the bank accepts and credits your deposit, Green said.

If you have a banking or finance question for Green, click here

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