EUGENE, Ore. -- Fires and other disasters can really damage homes and leave a trail of expenses for those without renter’s insurance.
That is what Stephen Laszlo is learning as he tries to get his life back together after a fire tore through his apartment Jan. 24.
Laszlo and his family were able to get out in time, but his dog died in the fire. His belongings are completely destroyed and cannot be replaced because he did not have renter’s insurance.
He said he had considered getting renter’s insurance. However, he decided against it because thought the insurance policy was too expensive.
“We had regular insurance where it covers if we damage their apartment, but nothing covering our personal belongings or anything like that," said Laszlo.
Candice Hook is an insurance agent with Allstate. She said it is not unusual for customers to come to her with the same mindset.
“A lot of people think it’s expensive, but it’s not, “she said. “I guess they assume renter’s insurance is like homeowner’s insurance and it’s not – it’s so affordable like $12 a month.”
In addition to covering the cost of personal belongings, Hook said many of her customers are unaware that renter’s insurance also pays for them to have a temporary place to live.
While it has been a tough lesson for Laszlo, he wants others to be aware to avoid making the same mistake.
“I’d like everybody to know to make sure they have the best renter’s insurance you can find.”
If you would like to help the Laszlo family you can do so by visiting their GoFundMe page.