STREAMING NOW: Watch Now

Renter's insurance could be worth the investment

A family lost everything in a fire last Wednesday and says they wish they would have had renter's insurance.

Posted: Jan 29, 2018 6:46 PM
Updated: Jan 30, 2018 9:57 AM

EUGENE, Ore. -- Fires and other disasters can really damage homes and leave a trail of expenses for those without renter’s insurance.

That is what Stephen Laszlo is learning as he tries to get his life back together after a fire tore through his apartment Jan. 24.

Laszlo and his family were able to get out in time, but his dog died in the fire. His belongings are completely destroyed and cannot be replaced because he did not have renter’s insurance.

He said he had considered getting renter’s insurance. However, he decided against it because thought the insurance policy was too expensive.

MORE: Apartment fire displaces residents, kills dog

“We had regular insurance where it covers if we damage their apartment, but nothing covering our personal belongings or anything like that," said Laszlo.

Candice Hook is an insurance agent with Allstate. She said it is not unusual for customers to come to her with the same mindset.

“A lot of people think it’s expensive, but it’s not, “she said. “I guess they assume renter’s insurance is like homeowner’s insurance and it’s not – it’s so affordable like $12 a month.”

In addition to covering the cost of personal belongings, Hook said many of her customers are unaware that renter’s insurance also pays for them to have a temporary place to live.

While it has been a tough lesson for Laszlo, he wants others to be aware to avoid making the same mistake.

“I’d like everybody to know to make sure they have the best renter’s insurance you can find.”

If you would like to help the Laszlo family you can do so by visiting their GoFundMe page.

Oregon Coronavirus Cases

Data is updated nightly.

Confirmed Cases: 22022

Reported Deaths: 375
CountyConfirmedDeaths
Multnomah505698
Washington320227
Marion300573
Umatilla234231
Clackamas159547
Malheur83914
Deschutes61710
Lane6063
Jackson4992
Yamhill47413
Lincoln4219
Union3952
Jefferson3794
Morrow3783
Polk33012
Linn30311
Hood River2050
Klamath2042
Wasco1953
Benton1786
Douglas1591
Josephine1282
Columbia1020
Coos910
Clatsop890
Crook501
Baker420
Tillamook340
Lake320
Wallowa201
Curry170
Sherman160
Harney110
Gilliam40
Grant40
Unassigned00
Wheeler00
Eugene
Few Clouds
81° wxIcon
Hi: 81° Lo: 50°
Feels Like: 81°
Corvallis
Clear
80° wxIcon
Hi: 81° Lo: 50°
Feels Like: 80°
Roseburg
Clear
86° wxIcon
Hi: 86° Lo: 53°
Feels Like: 86°
North Bend
Clear
64° wxIcon
Hi: 65° Lo: 49°
Feels Like: 64°
KEZI Radar
KEZI Temperatures
KEZI Planner

LATEST FORECAST

Community Events